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"You might think that I am off base, but I am published by the Securities and Exchange Commission."

Thomas Paul Murphy

Wednesday, February 1, 2023

Insuring Someone Against Themselves 02 01 2023

 So how long will it be before you an insure yourself against yourself?  Or insure a family member against themselves?

With 1 in 30 likely to be born with autism I can see how it could evolve and be another one of those things that adds to our national debt?

For example, you are in the kitchen cutting lettuce and you slice your hand?  You are able to sue and get a large reward because of it?

You couldn't read the instructions to something and you injured yourself upon use?  You get to sue yourself and somehow get a large reward of money you never had before?

And in some form with have this already with health insurance?  Does it matter if you smoked a pack of cigarettes a day and drank a liter of jack?  The insurance pays the medical bills?  And when you are old and retired Medicare foots the bill?  If you live long enough after you retire?  And that is a whole different article?  Work your ass to the bone and what is left at retirement?  The fruits of your labor or a gd chronic illness?

What should the fruits of labor be?  Work full time?  Fruits of labor should be a house, car and children?  

But not for everyone?  Should a retard deserve it?  What if a retard got the reward somehow but the non retard who worked hard didn't through some odd machination?  Would that be fair?

In some sense the government is sponsoring retardation?  Through the prolife movement?  Through great benefits to the mentally retarded?  And who has them?  The alcoholics?  And who are the alcoholics?  The wealthy people whom you know what they do because you recognize them in your neighborhood, and you see them with a box of wine in their shopping cart at the grocery store?  I mean a box with how many bottles in it?  The cause of Fetal Alcohol Syndrome spectrum mental retardation.  But oh we don't dare mention that.  Because the wealthy control the economy?

And does or does not that child of the alcoholic in some way resemble the griffin on the peak of some churches?  Yep I went way back in a monastery type place in Milwaukee once and I say that griffin up there!!!!  So apparently there is an aspect of religion that is influencing our constitutional democracy that has absolutely no right to?  That is Constitutionally forbidden from doing so!  And it has degraded our Democracy, our standards, our purchasing power, our American dream, you name it.

So you can insure yourself against yourself?  Car insurance for example?  Did you buy it to insure yourself against yourself or did you buy it to insure yourself against others?  But why should it be even across the board?  Because when it is even across the board it really isn't fair is it?  And who should say you should cover for so and so?  And also who should say that so and so shouldn't be covered?  I guess what I am getting at is criteria that do not benefit a democracy?  And it needs to be aligned with that?

Why are there no insurance companies that give special discount rates to those who refuse alcohol and cigarettes?  Because they would more likely be victims of injury?  Hence more likely need to be paid to?  Hence more likely to bankrupt the co?

In effect our gov sponsors that?  Because if they wanted to they could regulate that business so that those who chose not to drink or smoke would get a lower rate?  You know it should be done.

Maybe we shouldn't all pay for it when a woman goes out and drinks like a fish and then has a mentally defective child?  The presumption is that we are all reasonably likely to behave in that same way so it is okay?

And all of this is just off the cuff with not much fact checking.  I would have a stroke if I had to look up every minute detail while the griffin....

© 2023 Thomas Paul Murphy

Ps. And what if parents of such children were required to purchase insurance for them because of the liability and accidents that they represent?  I mean don't Republicans really believe in matching costs and revenues? 

And indeed when you look at our national debt don't you ask yourself that question,  "Apparently there are people in charge who truly don't believe in matching costs/liabilities to revenues?"  In Capitalism shouldn't those books balance to?  As proper and true accounting is key to the functioning of capitalism?  And what happens when you add a big lie in there somewhere?  Do you consider that the national debt might in some way, shape or form represent a big lie?  Some how a big lie caused that national debt?  And when you have a big lie you have to have a lot of people falsely pointing the finger in distraction from the big lie?  I do tell it like I see it.

Republicans wouldn't be pro life if they had to foot that insurance bill!

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